Harley Davidson GAP Insurance

Harley-Davidson: Where American steel meets open highway, roaring engines ignite freedom, and iconic models like the Road King and Fat Boy become extensions of your soul.

Feel the rumble in your bones, the wind whip through your hair. Harley-Davidson isn’t just a ride, it’s a legacy of chrome, leather, and endless miles waiting to be devoured.

From the timeless Electra Glide to the modern Pan America, Harley-Davidson crafts more than motorcycles. They sculpt rolling dreams, each one a canvas for your own personal legend.

Whether your looking for Motorbike GAP insurance for your Harley Davidson, Triumph, Suzuki, Yamaha or countless other makes & models – get your quote today!

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What is Harley Davidson GAP Insurance?

Harley Davidson GAP insurance (Guaranteed Asset Protection) is an optional add-on to your motorbike insurance that helps bridge the gap between what your standard motorbike insurance company pays out in the event of a total loss (your motorbike being stolen or written off) and the amount you still owe on your financing or lease.

Here’s how it works:

Your Harley Davidson depreciates in value over time. This means that by the time you pay off your motorbike loan or lease, the car’s market value might be less than what you still owe.
If your Harley Davidson is stolen or deemed a total loss, your standard motorbike insurance company will typically only pay out the current market value of the car.
If the market value isn’t enough to cover your remaining loan or lease balance, you’ll be left with a financial gap to pay. This can be a significant burden, especially if you haven’t had time to build up equity in your Harley Davidson.
This is where Harley Davidson GAP insurance comes in. It will pay the difference between the market value of your motorbike and your loan or finance balance, so you won’t be stuck with any leftover debt.

UK’s Only Provider of Motorbike GAP Insurance

GAPinsure.com is proud to be the UK’s only online provide GAP insurance provider for Motorbikes. Other Benefits include:

Pay Monthly – Call us on 0800 138 8333 if you wish to pay your GAP Insurance monthly,
Rated Excellent on Trust Pilot
Covers your Motor insurance excess up to £750

Read more: https://gapinsure.com/why-choose-us/

HOW MUCH IS HARLEY DAVIDSON GAP INSURANCE?

It depends on the value of your vehicle, for a used Nightster Special worth £14,495 you’d be looking at a monthly GAP insurance of £10.98 for 3 years, however we do offer premiums as low as £6.54 per month.

WHAT ARE THE BENEFITS OF GAP INSURANCE?

Return to Invoice Advance GAP Insurance covers the amount originally paid for the vehicle or outstanding balance on your finance agreement including Interest.

In addition to this GAPinsure’s policy also cover £500 towards the excess of your motor vehicle insurance.

HOW DOES HARLEY DAVIDSON GAP INSURANCE WORK?

Return to Invoice Advance GAP Insurance covers the amount originally paid for your Harley Davdison or outstanding balance on your finance agreement including Interest.

IS HARLEY DAVIDSON GAP INSURANCE WORTH IT?

GAP insurance for your Harley Davidson may be worth the cost if you’re concerned about not getting the original value of your motorbike back if it’s written off by your insurer.

You might find GAP insurance is particularly valuable if your Harley Davidson is on a finance agreement or you have outstanding payments on a personal loan. This could mean you end up paying finance instalments on a motorbike that’s not even on the road anymore. But the finance company may also insist you pay off the loan entirely.

It may be worth considering our Complimentary GAP product which is designed to cover your vehicle for 30 days whilst you research GAP insurance in your own time to find the product that best meets your needs.

ARE ANY VEHICLES EXCLUDED FROM COVER?

The following vehicles and uses are excluded from cover provided under this policy.
Vehicles:

– Modified from the manufacturer’s specification.
– Not designed and manufactured to UK specification.
– Which include any experimental equipment, whether or not supplied by the manufacturer.
– Owned temporarily or otherwise by a lease company or business formed for the purposes of selling or servicing motor vehicles.
– Designed to carry more than eight people including the driver.
– Over 3500kg gross weight.
– Which are classified as non-passenger cars, motor caravans, caravans, kit cars or replica cars.
– Specifically designed for primary sale in Northern, Southern and Central America.
– Powered by rotary engine, hydrogen fuel cell, Liquid Petroleum Gas (LPG), Compressed Natural Gas (CNG).
– With a market value of less than £2,500 at the date of commencement of this policy.
– Over 10 years old or have travelled more than 80,000 miles at the date of inception.
– Which have previously appeared on the total loss register.

You can see our comprehensive list of excluded vehicles or call on 0800 138 8333 for more information.

Any vehicle used for competition, trial (other than treasure hunts), track days, rally, racing, green laning, pace making or off road use. Any vehicle used for hire or reward, transportation of goods, driving school, delivery courier and emergency or recovery services.

FAQs

We have pulled together a list of frequently asked questions to help you make the right purchase and understand more about Gap Insurance.

https://gapinsure.com/faqs/

Our team of experts have also put together a useful guide on GAP insurance for motorcycles which is a quick 2 minute read.

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Get quote for your Harley Davidson GAP Insurance online in less than a minute. We also have a team of friendly GAP insurance experts who are free to help on 0800 138 8333 should you have any questions

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