What is Temporary Car Insurance?

Temporary car insurance, often called short-term or pay-as-you-go insurance, provides flexible coverage for a limited period. This can range from as little as one hour to up to 28 days. Unlike traditional annual policies, it’s perfectly suited for situations where you only need insurance for a brief time, offering a convenient way to stay legal on the road without a long-term commitment.It’s designed to give you peace of mind when borrowing a vehicle, driving a new purchase, or any other scenario where a full year of cover isn’t necessary.


Getting Your Temporary Quote

Get a quote in less than a minute by completing our simple online quote process, if you have any issues at all give us a call on 0800 138 8333.


Borrowing a Car: Easily get insured to drive a friend or family member’s car for a day trip, moving, or an emergency, without impacting their existing policy or no-claims bonus.

 Driving a New Purchase: Drive your newly bought car home from the dealership or a private seller with immediate, comprehensive cover.

Learner Drivers: Get specific, short-term cover for practicing in a family car, separate from the main policy.

Road Trips & Drive Sharing: Share driving responsibilities on long journeys or holidays, ensuring all drivers are fully insured for their time behind the wheel.

Emergency Situations: Quickly arrange cover when you unexpectedly need to drive another person’s vehicle

Test Driving:  If you’re selling your car, temporary insurance can cover potential buyers for a test drive.


Key Benefits at a Glance

Cost-Effective

Avoid expensive annual policies when you only need short-term coverage.

Comprehensive Cover

Many policies offer comprehensive protection, giving you full peace of mind.

Legal & Compliant

Ensure you’re fully compliant with legal requirements for driving.

Ultimate Flexibility

Choose cover from 1 hour to 28 days, paying only for what you need.

Protect No-Claims

Your temporary policy is separate, safeguarding the vehicle owner’s no-claims bonus.

Instant Activation

Get covered online in minutes, so you’re ready to drive almost immediately.


Getting Your Temporary Quote

Get a quote in less than a minute by completing our online quote if you have any issues at all give us a call on 0800 138 8333.