Subaru GAP Insurance

Crave the open road, unpaved or not? Subaru’s got your back. From the iconic Impreza wagon to the rugged Outback SUV, each model boasts standard all-wheel drive, ready to conquer any terrain with confidence.

Under the hood lies a unique heartbeat: the Subaru boxer engine. Its low center of gravity provides sharp handling and a distinctive rumble that whispers adventure in every rev.

More than just a car, it’s a community. Subaru owners are a passionate bunch, united by a love for the outdoors and a commitment to reliability. Join the pack and experience the Subaru way. ️

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What is Subaru GAP Insurance?

Subaru GAP insurance (Guaranteed Asset Protection) is an optional add-on to your car insurance that helps bridge the gap between what your standard car insurance company pays out in the event of a total loss (your car being stolen or written off) and the amount you still owe on your financing or lease.

Here’s how it works:

Your Subaru depreciates in value over time. This means that by the time you pay off your car loan or lease, the car’s market value might be less than what you still owe.
If your Subaru is stolen or deemed a total loss, your standard car insurance company will typically only pay out the current market value of the car.
If the market value isn’t enough to cover your remaining loan or lease balance, you’ll be left with a financial gap to pay. This can be a significant burden, especially if you haven’t had time to build up equity in your Subaru.
This is where Subaru GAP insurance comes in. It will pay the difference between the market value of your car and your loan or finance balance, so you won’t be stuck with any leftover debt.

HOW MUCH IS SUBARU GAP INSURANCE

It depends on the value of your vehicle, for a new Subaru XV e-Boxer worth £33,290 you’d be looking at a monthly GAP insurance of £10.09 for a 3 year policy, however we do offer premiums as low as £3.16 per month.

WHAT ARE THE BENEFITS OF GAP INSURANCE?

Return to Invoice Advance GAP Insurance covers the amount originally paid for the vehicle or outstanding balance on your finance agreement including Interest.

In addition to this GAPinsure’s policy also cover £500 towards the excess of your motor vehicle insurance.

HOW DOES SUBARU GAP INSURANCE WORK?

Return to Invoice Advance GAP Insurance covers the amount originally paid for your Subaru or outstanding balance on your finance agreement including Interest.

IS SUBARU GAP INSURANCE WORTH IT?

GAP insurance for your Subaru may be worth the cost if you’re concerned about not getting the original value of your car back if it’s written off by your insurer.

You might find GAP insurance is particularly valuable if your Subaru is on a finance agreement or you have outstanding payments on a personal loan. This could mean you end up paying finance instalments on a car that’s not even on the road anymore. But the finance company may also insist you pay off the loan entirely.

It may be worth considering our Complimentary GAP product which is designed to cover your vehicle for 30 days whilst you research GAP insurance in your own time to find the product that best meets your needs.

WHY CHOOSE US?

GAPinsure.com is proud to be the UK’s first mainstream GAP insurance provide to offer GAP Insurance on a genuine monthly basis for the lifetime of your policy. So, you pay for your GAP insurance on a monthly basis for the lifetime of your policy rather like a subscription.

This subscription style model means you can pay via direct debit, there is no interest or hidden fees and you can cancel any time without incurring any additional charges!

Pay Monthly over the whole term of the product
Cancel Any Time with no fees or charges for the monthly policy
Rated 5 Star by Defaqto meaning it’s one of the most comprehensive GAP Products available
Covers your Motor insurance excess up to £500

Read more reasons to choose gapinsure.com for your Subaru GAP Insurance

ARE ANY VEHICLES EXCLUDED FROM COVER?

The following vehicles and uses are excluded from cover provided under this policy.
Vehicles:

– Modified from the manufacturer’s specification.
– Not designed and manufactured to UK specification.
– Which include any experimental equipment, whether or not supplied by the manufacturer.
– Owned temporarily or otherwise by a lease company or business formed for the purposes of selling or servicing motor vehicles.
– Designed to carry more than eight people including the driver.
– Over 3500kg gross weight.
– Which are classified as non-passenger cars, motor caravans, caravans, kit cars or replica cars.
– Specifically designed for primary sale in Northern, Southern and Central America.
– Powered by rotary engine, hydrogen fuel cell, Liquid Petroleum Gas (LPG), Compressed Natural Gas (CNG).
– With a market value of less than £2,500 at the date of commencement of this policy.
– Over 10 years old or have travelled more than 80,000 miles at the date of inception.
– Which have previously appeared on the total loss register.

You can see our comprehensive list of excluded vehicles or call on 0800 138 8333 for more information.

Any vehicle used for competition, trial (other than treasure hunts), track days, rally, racing, green laning, pace making or off road use. Any vehicle used for hire or reward, transportation of goods, driving school, delivery courier and emergency or recovery services.

FAQs

We have pulled together a list of frequently asked questions to help you make the right purchase and understand more about Gap Insurance.

https://gapinsure.com/faqs/

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Get quote for your Subaru GAP Insurance online in less than a minute. We also have a team of friendly GAP insurance experts who are free to help on 0800 138 8333 should you have any questions

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