GAP As You Go – Monthly GAP Insurance

GAPInsure.com is the first mainstream UK provider to offer a genuine monthly GAP Insurance product paid over the full length of the term by direct debit with no credit license or added interested.

Unlike other providers who offer payments in installments up to 12 months, our product can be paid over the full length of the policy term meaning it runs parallel with your finance agreement, is more affordable and offers flexibility should you choose to change your vehicle early.

Cancel Any Time

The monthly product works like a subscription, set up your direct debit, pay a month at a time and feel free to cancel anytime without any fees, hidden charges or paperwork

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GAP as You Go

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Hire & Reward

Designed for individuals and businesses that use their vehicles to transport people in exchange for payment.

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GAP for Taxis

GAP insurance for taxis tailored for those who use their vehicles predominantly as a taxi or private hire.

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Do I have to pay anything upfront?

If you want to pay upfront, you can! Or you can split the amount over 24, 36 or 48 months – whatever works for you.

How do I pay?

You can pay via Direct Debit – the simplest, safest and most convenient way to make regular or recurring payments. It means you don’t have to worry about missing your GAPInsure payment, especially when on holiday, at busy times of the year, or in fact doing anything more enjoyable than thinking about bills! Your bank or building society will offer the Direct Debit Guarantee, which means that if, for example, there are any changes to the amount, date or frequency of your Direct Debit, you will be notified, normally within 10 working days, before your account is debited. If you request a payment to be collected, confirmation of the amount and date will be given to you at the time of the request. If an error is made in the payment of your Direct Debit, by the organisation or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society. (If you receive a refund you are not entitled to, you must pay it back when the organisation asks you to.) And unlike a standing order, with Direct Debit, you can cancel at any time by simply contacting your bank or building society. Written confirmation may be required – and please let us know, too.

How do I set up my payment?

Monthly payments can be set up online here or by calling our team on 0800 138 8333.

Can I cancel at any time?

Yes! There are a couple of conditions, though – please check the policy documents or speak to one of our expert advisers on 0800 138 8333.

If you cancel the policy within 30 days’ receipt of the policy documentation, or the commencement date, whichever is later, you are required to provide notice to us.

If you cancel the policy after 30 days’ receipt of the policy documentation or the commencement date, whichever is later, you are required to provide notice to the administrator on 024 7699 7620, at Administration Office, Global Insurance Management Limited, 7th Floor, Eaton House, 1 Eaton Road, Coventry, CV1 2FJ or cancellations@globalim.co.uk.

If you cancel this policy after the first 30 days of the receipt of the policy documentation, or the commencement date, whichever is later, and no claims have been made, you will be entitled to a pro rata refund for the complete unexpired months remaining of the policy after the deduction of our administration fee of £30 + VAT. If a claim has been made there will be no refund of premium.

What’s the minimum I can pay each month?

There is no minimum payment – the price is based on the total premium divided equally by the term of your policy. 24 or 36 months for a Return to Invoice Advance GAP Insurance or 24, 36, 48 or 60 for Contract Hire GAP Insurance.

Are there any charges for credit?

We don’t finance our product through a credit agency so there are no hidden fees.

Spread the Cost, Secure Your Peace of Mind: Budget-Friendly GAP Insurance on a Monthly Plan

Worried about the potential gap between your car’s worth and your outstanding loan if it’s written off? Say goodbye to the financial stress with pay monthly GAP insurance, a flexible and affordable way to fill that gap!

Why choose pay monthly gap insurance?

Budget-friendly: No hefty upfront premiums. Spread the cost over manageable monthly payments, making GAP insurance accessible to everyone.
Cancel Any Time: Cancel your monthly policy at any time with no fees!
Flexible options: Choose the term length to match your length of finance.
Instant protection: Start your coverage immediately – no waiting periods – so you can hit the road with confidence.

Don’t let financial worries dim your driving pleasure. Pay monthly GAP insurance offers peace of mind at a price you can afford, leaving you free to focus on the joy of the open road.